Tuesday, December 13, 2016

A Little Cheese With Your Whine?

I was about to take a leap of faith. Faith that I'd done my homework and faith in things lining up just right and ahead of schedule.

It's scary.

It's nerve wracking.

It's exhilarating.

This past April I got the notion of buying and traveling in an RV when I retire. At first I expected to do my research and leisurely buy the RV in 2018 or early 2019, closer to when I actually retire.

Then a funny thing happened.

My dream caught fire and became an obsession. I researched types of RVs, even rented one. I visited RV shows and dealers and lurked in Facebook groups until I finally landed on the one I wanted: a Winnebago Travato 59K.  This obsession became so real it started breathing and eating up my time and thoughts almost constantly. I started thinking I should buy the RV NOW. Seriously, I would buy it now and have it ready even though I wasn't retiring for at least 18-24 months.

Yesterday I was hit with a fire hose of cold reality in the form of a financial adviser, who is also a long-time friend. Bottom line, I should not buy my beloved RV now. Or rather I could, but it would not be advisable at this time.

My inner child kicked and screamed and threw a tantrum. But ... but ... but ... I want to, I whined.  I love instant gratification. Who doesn't? I wanted that RV NOW, just as a toddler wants that cookie NOW.

My friend assured me he wasn't saying don't, just don't do it now. He also assured me that my plan of traveling in an RV is perfect for me and definitely doable, but I needed to wait to pull the buying trigger. Then he outlined why based on my finances and other goals, and it all sounded like solid advice.


So I slept on it and this morning, well-rested, I could see his point clearly. I didn't like it any better, but I saw what he was seeing in the crystal ball of my future finances. He was seeing way ahead, to a time when I would no longer be working and collecting a nice paycheck. I was only seeing the shiny object in front of my face. Sometimes we need that dose of reality. Sometimes we need to listen to the voices around us. Not to the naysayers, but to those who are seeing the big picture on our behalf.

As I said to a Facebook friend yesterday when I suggested this hold on the purchase might happen: My dream is delayed, not deleted.

And it's not a long wait, but the benefits of waiting will pay off. And it's not like I have nothing to do in that time. Besides my day job, I have books to write and a home to dismantle.

Sometimes dreams are delayed for the right reasons.

But I'm still whining and stomping my foot in frustration.

At least let me have that moment.

Okay, that felt better.

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